Golden Colorado : A Historic City

Golden, Colorado is an historic city at the base of the Front Range of the Rocky Mountains. It was founded during the Pike’s Peak Gold Rush in June of 1859 and Golden Colorado : A Historic Citywas originally a mining camp named “Golden City” after Thomas L. Golden. Golden served as the provisional Jefferson Territory from 1860 to 1861 and was the official capital of the Colorado Territory from 1862 to 1867. It has a colorful history making it the historical gem of Colorado.

Center of trade

Golden was the center of trade between the gold fields with the East. It was the gateway to the mountains and became an important industrial center. Golden City boasted at one time or another three flour mills, five smelters, the first railroad into the mountains, the Coors Brewery, brick works, the only paper mill west of Missouri and clay and coal mines. During the 1870s, it became home to the Colorado University Schools. Today, the Colorado School of Mines, once part of the University Schools, still exists. Golden was also home to Colorado’s third (Methodist) church, oldest Baptist church, likely oldest Christian (Disciples of Christ) church, and first Swedish immigrant (Lutheran) church.

Revitalization

As the 19th century became the 20th, several industries faded away, but others remained, including the brewing, brick making, clay mining and porcelain industries. In the 1920s a revitalization project brought the first streetscape and ornamental lighting project and urban renewal on its north and east, anchored by new senior high and grade schools. Golden successfully managed to endure the Silver Crash of 1893 and the Great Depression. The School of Mines helped by gaining a worldwide academic reputation. The Coors brewery continued to flourish and helped keep the city afloat.

After World War II Golden boomed

By 1959 the town had grown and included the Magic Mountain theme park, which was one of the first attractions like it in the US. The 80’s and 90’s brought another revitalization project and today the city still has Coors, the Colorado School of Mines and others like the National Renewable Energy Laboratory, the National Earthquake Information Center, the American Mountaineering Center, and the Colorado Railroad Museum. If you like Jolly Ranchers, they were invented in Golden and one famous permanent resident, William F. “Buffalo Bill” Cody, is buried on Lookout Mountain.

So come on out and soak in the history!

Denver Homebuyer Help!

If you are looking for Denver homebuyer help, I just wanted to pass along a few tips to help you be prepared to enter the new more stringent lending arena. When you are considering your Denver Real Estate financing, nothing is more important than knowing the ins and outs up front. Here are my best denver home loan tips:
Denver Homebuyer Denver Home Loan

  • Work on your credit score! Today, a FICO between 680 and 720 is fair. A very good score is 760 or above. Review your credit report line by line as there may be errors which impact you. Pay all of your bills on time and don’t cancel any credit cards or make any new purchases.Although you may conduct all your banking on-line, print hard copies of all recent statements when ready to meet your lender. Be ready with three years of tax returns, employment verification, and as much in cash reserves as possible.
  • Before you even look at homes, get mortgage pre-approval! Using online mortgage calculators are a decent guideline but every borrower is different. In the hands of a reputable lender you will be assessed appropriately and will be able to look at homes with a realistic “license to shop!”
  • As far as closing costs, 3 percent of the purchase price is a rule of thumb but we will discuss that in concert with your lender so you are completely prepared for this expense. There are also “seller and builder paid” closing cost options out there as well.
  • Never skimp on home inspections of any kind! Do your research and get solid recommendations on which inspector to hire to make sure the home you think you are buying is the home you are buying!

One of my jobs is to help you through this process. It is not as easy to navigate as it once was. If you have all your facts and data straight, however, you will find the experience much less stressful! Please call if you have any questions!